Financial planning expertise is elevated as you learn ways to empower your clients to establish and achieve practical, realistic retirement goals. **This product has been updated to reflect changes under H.R. 1, P.L. 119-21, commonly known as the One Big Beautiful Bill Act or OBBBA.** You can equip yourself with the knowledge and skills to excel in the dynamic world of retirement planning. Empowering Your Clients: Setting Realistic Retirement Goals Learning to counsel clients on practical and realistic retirement and financial independence goals will empower them to build a secure financial future. Topics you will explore include: - Identifying clients' unique financial goals - Designing tailored strategies - Crafting personalized recommendations for their aspirations Navigating Retirement Plan Regulations and Laws You can ensure compliance and protection for plan participants by understanding key rules and laws governing retirement plans. You will learn about: - The game-changing SECURE Act - ERISA and the Internal Revenue Code (IRC) - Strategies that protect clients from unintended tax consequences Choose Your Path: Individual or Certificate Program Flexible options – you can enroll in the individual course or take the Retirement Planning Certificate Program. Who Will Benefit - Financial Planners - CPAs - Tax professionals Key Topics - Personalized financial strategies - Realistic expectations and goals for financial independence - The regulatory and legislative environment surrounding retirement plans - How ERISA and the Internal Revenue Code (IRC) govern qualified retirement plans and protect plan participants Learning Outcomes - Determine the standards that apply to AICPA members performing personal financial planning engagements. - Identify the elements that comprise the financial independence process. - Calculate the annual spending goal for financial independence. - Differentiate among the various types of personal financial planning engagements for financial independence.