Instructor
David Peters
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Instructor
David R. Peters, CPA, CFP, CLU, CPCU, MST, MBA
Founder & Owner, Peters Professional Education
David Peters is the Founder and Owner of Peters Professional Education in Richmond, VA, and is registered with the U.S. Securities and Exchange Commission (SEC) as an Investment Advisor Representative (IAR) with Peters Financial LLC. He has over fifteen years of experience in financial services, including 3 years in the hedge fund industry and six years in the insurance industry.
David was the first-ever Chief Financial Officer at Compare.com - a position he held for over three years. He is a national CPE Instructor/Discussion Leader for Surgent, Kaplan, the AICPA and Don Farmer Tax Courses. He regularly teaches courses in accounting, finance, insurance, financial planning, and ethics throughout the United States.
He holds four master’s degrees and contributes regularly to various CPA publications, including NCACPA’s Interim Report, SCACPA’s CPA Report, and VSCPA’s Disclosures. He was also a co-author of the Virginia CPA Ethics course in 2018, 2019 and 2020 – a required course for all CPAs licensed in the Commonwealth of Virginia.
Education
Certifications
Activities & Associations
While many people have life insurance, far fewer have disability insurance coverage. Often the decision to bypass disability insurance is due to the often-higher cost or the misperception that employer or social security coverage is all one needs. The problem is that for any given year up to retirement, there is a higher probability of a worker becoming disabled as opposed to dying! For this reason, it is important for practitioners to talk to their clients about disability insurance – what it does and how much coverage is appropriate. In this course, we will explore both issues so that you can feel confident talking to your clients about their needs in this often-ignored area of the financial plan.
• State which types of disability benefits are taxable and how this affects the insurance need.
• Identify common types of disability benefits.
• Recognize the qualifications for Social Security Disability benefits.
Disability vs Health Insurance
Calculating disability insurance needs
Taxation of disability insurance benefits
Company disability insurance policies
Disability insurance types
Supplemental policies
Social Security disability insurance
Applying for Social Security Disability
Summing It Up
None
CPAs and financial advisors who advise on insurance-related matters for clients.
