Light on the horizon? Five years later, lessons from the recession

Anniversary time, everyone! This week we mark five years since Lehman Brothers filed for the largest bankruptcy in U.S. history and pushed our economy closer to the brink of collapse.
Why people want to remember that stinking pile of trash is beyond me. "Those who do not remember the past" and yada-yada-yada, I guess.
As with every anniversary of its kind, there have been plenty of "What's changed?" and "What hasn't changed?" and "What have we learned?" retrospectives in the press lately.
I can't speak for our nation's economic brain trust, but I'm pretty sure CPAs have learned a thing or two. I hope they have, anyway.
For instance:
Those are my thoughts. What are yours? What's the most important lesson you've learned in the wake of the financial crisis?