Securing a Comfortable Retirement (in collaboration with the FICPA)

<span style="color: black"
<li<span style="font-size: 16px; font-family: Times New Roman"Help clients determine retirement strategies for the desired retirement lifestyle</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Identify resources available for retirement</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Explain how budgeting can identify retirement resources</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Understand how to build the three-legged retirement stool: employer retirement, savings, and Social Security</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Understand the need for Plan B when the ideal retirement goal is not achievable</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Explain ways that clients can convert the equity in a home to retirement income</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Explain how the value of a small business can be converted to retirement income</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Explain survival possibilities and how first-to-die and last-to-die survival probabilities are used in retirement planning for married couples</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Understand timing regarding the use of taxable retirement funds and nontaxable funds, and strategies to minimize income tax on Social Security</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Recognize the role of various investment types, such as life insurance, annuities, mutual funds, equity holdings, and bonds in retirement planning</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Summarize key points of recent research on the sustainability of retirement income and maintenance of desired retirement lifestyles</span </li</span</ul</ul
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<li<span style="font-size: 16px; font-family: Times New Roman"Retirement planning using variables such as desired lifestyle, travel plans, housing plans, medical needs and family needs to customize a retirement plan unique to the client</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Using the residence and other real estate as retirement assets through equity and rent</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Using the small business as a retirement resource through creative retirement plans</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Overview of asset allocation, portfolio management, portfolio rebalancing, and investment selection concepts, before and after retirement</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"The three-legged retirement stool of employer retirement, savings, and Social Security</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Planning with the new retirement provisions of SECURE Act 2.0</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Distribution/asset liquidation planning</span
</li<li<span style="font-size: 16px; font-family: Times New Roman"Analysis of the most current/important research on retirement planning and sustaining retirement income levels</span </li</span</ul</ul
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