BEGIN:VCALENDAR
VERSION:2.0
PRODID:spatie/icalendar-generator
NAME:Life Insurance - Needs\, Uses\, & Policy Types
X-WR-CALNAME:Life Insurance - Needs\, Uses\, & Policy Types
BEGIN:VTIMEZONE
TZID:America/New_York
BEGIN:DAYLIGHT
DTSTART:20260308T010000
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
END:DAYLIGHT
BEGIN:STANDARD
DTSTART:20261101T010000
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
END:STANDARD
BEGIN:DAYLIGHT
DTSTART:20270314T010000
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
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BEGIN:VTIMEZONE
TZID:UTC
BEGIN:STANDARD
DTSTART:20251019T183120
TZOFFSETFROM:+0000
TZOFFSETTO:+0000
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END:VTIMEZONE
BEGIN:VEVENT
UID:6a592378c9cf0
DTSTAMP:20260716T183120Z
SUMMARY:Life Insurance - Needs\, Uses\, & Policy Types
LOCATION: 
URL:https://macpa.org/catalog/events/21770908-life-insurance-needs-uses-pol
 icy-types-2026-11-11
DTSTART;TZID=America/New_York:20261111T130000
DTEND;TZID=America/New_York:20261111T144500
END:VEVENT
END:VCALENDAR